Does My Insurance Cover Damages in a Weather-Related Crash?
There are many car accidents in undesirable weather conditions that could be unavoidable. If you get into a car accident caused by wet roads, violent winds, or something else, will you still have to fork over payment for the damages? Find out below.
Liability in Weather-Related Car Accidents
Different states in the country follow either "at fault" or "no-fault" insurance laws. In "at fault" states, the driver who causes a car accident (and their insurance company) is responsible for paying for the damages from the crash. In "no-fault" states, on the other hand, every driver will receive compensation from their own insurance company after a car accident, even if they caused the crash.
Minnesota is a "no-fault" insurance state, which means you will receive compensation for any damages resulting from a car accident you cause. Additionally, you will be compensated by the other driver if they were responsible for the crash.
A weather-related car accident is a special case because it may only involve one vehicle. It is tricky because it poses the question, how can you determine fault when no other cars were present?
In most cases, any driver involved in a weather-related car accident is still responsible for their injury. Because drivers should drive safely in all weathers. To do this, drivers must go slower in the rain and allow greater distances between the vehicles. If the driver does not take these measures, they may be "responsible" for a road accident because he did not drive according to the conditions. But since Minnesota is a "no-fault" state, your insurance company is still likely to provide some relief.
Injured in a Car Accident? We're Here to Help
There are certain situations where another entity may be held liable for a weather-related car accident, such as one caused by hazardous roads or confusing road signs. If you or someone you love has been injured in a car accident, our Minneapolis personal injury attorneys can help you seek justice.
Call Butwinick Injury Lawat (855) 812-3110 to schedule a free consultation.